4 - 10-inch flour tortillas
1 - 8 oz cream cheese (soft)
1 c shredded cheddar cheese
1/2 c chopped black olives
2 tbsp chopped onion
2 oz jalapeno pepper, chopped
1/2 tsp garlic powder

Blend everything together except tortillas. Spread mixture over 4 tortillas. Roll each into a cylinder and slice into pinwheels. Serve chilled or at room temperature.