1 lb. hamburger meat
1 pkg. taco seasoning
1/4 c. sour cream
1/4 c. mayonnaise
1 lg. jar picante sauce
1 lg. bag taco cheese
1 can refried beans
1 lg. bag tortilla chips

Fry hamburger. Add taco seasoning. Layer following ingredients in casserole dish: refried beans, hamburger, mayonnaise and sour cream creamed together, picante sauce, and taco cheese.

Bake for 30 minutes in 350 degree oven. Serve with tortilla chips.