1/2 c. Mozzarella cheese
8 oz. cream cheese, softened
1/2 c. sour cream
1 tbsp. oregano
1/2 tsp. garlic powder
Dash red pepper
1/2 c. pizza sauce
1/2 c. chopped pepperoni
1/4 c. chopped onion
1/4 c. chopped green pepper

Mix together cream cheese, sour cream, oregano, garlic powder and red peppers. Pour into shallow oven proof dish. Top with pizza sauce. Combine last 3 ingredients and spread over pizza sauce. Bake at 350 degrees for 10 minutes. Remove and spread 1/2 cup Mozzarella cheese and bake 5 minutes more. Serve over nacho chips.