1 can refried beans
1 can Jalapeno bean dip
1 or 2 avocados, mashed
16 oz. sour cream
1/2-3/4 pkg. taco seasoning mix
8 oz. Monterey Jack cheese, shredded
8 oz. Cheddar, shredded
1 can black olives, sliced
3 or 4 green onions, diced
1 lg. tomato, chopped

In 13 x 9 inch cake pan layer, beginning with refried beans and bean dip (mixed together). Then spread mashed avocado over. Mix sour cream and taco seasoning mix and spread over top. Cover with shredded cheese. Top with sliced black olives, diced green onions and chopped tomatoes. (Dip plain nacho chips into dip).