8 oz. cream cheese
9 oz. can bean dip
2 tsp. taco sauce
12 oz. grated Cheddar cheese
Shredded lettuce
Diced tomatoes
Chopped onions
Chopped jalapeno peppers
Sliced black olives
Taco chips

Mix together cream cheese, bean dip and taco sauce. Spread in shallow 11 x 14 inch pan. Top with remaining ingredients except chips. Serve with chips on the side.