1 (16 oz.) can refried beans
1 (8 oz.) sour cream
1 sm. avocado dip
2 c. grated Cheddar cheese
1/4 c. chopped green onions
1 med. chopped tomatoes
1/4 c. sliced pitted black olives
1/4 c. sliced jalapenos

Layer ingredients in an 8x8 inch pan in the order given.