14 oz. can Eagle Brand Sweetened condensed milk
1 1/2 Cups of water
1 pint whipped cream
3 medium bananas, sliced and dipped in lemon juice
1 4 oz. vanilla pudding
36 Nilla wafers

In a large mixing bowl, combine water and milk. Add pudding, mix well. Chill 5 minutes. Fold in whipping cream. Spoon 1 Cup pudding mixture into serving bowl. top with 1/3 of the nilla wafers, then bananas. Repeat until top layer is pudding. I sometimes add plain cool whip to the top as icing and dried banana chips as a garnish. Chill.