1 (14 oz.) can Eagle Brand sweetened condensed milk
1 1/2 c. cold water
1 (4 serving size) pkg. instant vanilla pudding
2 c. (1 pt.) Borden whipping cream, whipped
36 vanilla wafers
3 med. bananas, sliced & dipped in ReaLemon lemon juice from concentrate

Combine milk and water. Add pudding and mix well. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup mixture into 2 1/2 quart bowl. Top with 1/3 each of wafers and banana mixture. Repeat layering twice ending with pudding, cover and chill. Garnish as desired. Refrigerate leftovers. Serves 8 to 10.