2 (15 oz. ea.) or 1 (28 oz.) can refried beans
3 avocados
3 tbsp. lime juice
1 tbsp. garlic powder (or equivalent garlic/herb seasoning)
1 (24 oz.) tub dairy sour cream
1 env. taco seasoning
1 (6 oz.) can black olives, sliced (Pearls)
1/2 bunch green onions, chopped fine
2-3 tomatoes, chopped
2 cups shredded cheddar cheese
2 cups shredded pepper jack cheese (or packaged Mexican "fiesta" blend cheese)
tortilla or corn chips
salsa (optional)

Spread refried beans in 9x13-inch glass pan. Wash avocados and slice in half, removing pits. Scoop out avocado flesh into a bowl, smash with a fork, add the lime juice and garlic powder, mixing well. Spread the guacamole onto the refried bean layer.

Mix taco seasoning into dairy sour cream (to taste, you don't have to use the whole packet). Top the sour cream layer with the chopped green onions, sliced olives, and chopped tomato. Cover with grated cheese.

Wrap with Saran or plastic wrap and refrigerate until serving time.

Serve with tortilla or corn chips, and salsa if desired.

Note: Premade guacamole may be substituted for the avocado/lime/garlic layer.

Submitted by: Kathryn Roberts