1 9" graham cracker crust
2 sliced bananas
1 (8 oz.) cream cheese
2 c. milk
1 (3 1/4 oz.) pkg. instant vanilla pudding

Slice bananas into crust. Gradually add 1/2 cup milk to soften cream cheese, mixing well. Add pudding mix and remaining milk. Beat slowly 1 minute. Pour into crust, refrigerate. Garnish when set with toasted coconut and whipped cream.