1 (8 oz.) container sour cream
1 (8 oz.) container plain yogurt
1 (8 oz.) pkg. cream cheese
2 pkgs. spicy taco mix
2 pints Skyline chili, no beans
2 (4 oz. each) cans green chilies
1 (15 oz.) can diced tomatoes, drained
4 c. shredded cheese
3 c. finely shredded lettuce, divided
2 cans low-fat refried beans
2 c. salsa (mild to medium), chunky, drained

Mix together sour cream, yogurt, cream cheese and taco mix. Divide 2/3 and 1/3. Spread beans on the bottom of a 9x13 pan and layer as follows onto the beans: chili; cream cheese mixture; salsa; 1-1/2 cups lettuce; chiles; diced tomatoes; shredded cheese; 1-1/2 cups lettuce.

Other items can be added if you like, such as sliced olives, etc.