2 c. water
2 c. potatoes, peeled and cubed
1/2 c. carrots, sliced
1/2 c. celery, sliced
1/4 c. onion, chopped
1 tsp. salt
1/4 tsp. pepper
1/4 c. butter
1/4 c. flour
2 c. milk
2 c. shredded Cheddar cheese
1 (16 oz.) whole kernel corn
1 1/2 c. fully cooked ham, cubed

In large saucepan, bring water, potatoes, carrots, celery, onion, salt and pepper to a boil. Reduce heat; cover and simmer 8 to 10 minutes or until vegetables are just tender. Remove from heat; do not drain. In another saucepan, melt butter. Blend in flour. Add milk all at once; cook until thickened and bubbly. Add cheese; stir until melted. Stir into vegetables. Return saucepan to heat. Add corn and ham; heat through, stirring occasionally.