14 oz. can sweetened condensed milk
1 1/2 c. cold water
3 3/4 oz. pkg. instant vanilla pudding
1 c. sour cream
1 c. whipping cream, whipped
32 vanilla wafers
3 lg. bananas
Chocolate syrup
Chopped nuts

In large bowl, combine condensed milk and water; mix well. Add pudding mix; beat until well blended. Chill 5 minutes. Stir in sour cream. Fold in whipped cream. Cover bottom and sides of 2 quart glass serving bowl with vanilla wafers. Slice 2 bananas; line bottom with 1/3 of banana slices. Top with syrup, nuts and 1/3 of pudding mixture. Repeat process ending with pudding. Just before serving, drizzle with chocolate syrup and nuts or bananas if desired. Chill 3 hours or until set before serving.