1 lb. ground beef, cooked and drained
1 pkg. taco seasoning mix
1 sm. can refried beans
8 oz. salsa
1 c. sour cream
2 c. shredded mild Cheddar cheese
1 lg. bag taco chips

Combine ground beef, taco mix and refried beans in bowl. Spread on bottom of 9x13 baking dish. Mix together salsa and sour cream and spread over ground beef mixture. Top with grated cheese to cover well. Bake at 350 degrees for 30 minutes until well heated.

Can be served with shredded lettuce and/or taco chips.