1 sm. carton guacamole dip
1 lg. can refried beans
1 c. sour cream
1/2 c. Miracle Whip
1 pkg. taco mix
1 or 2 chopped tomatoes
1/2 c. chopped onions
1 can chopped black olives
8 oz. Cheddar cheese, shredded

Mix sour cream, Miracle Whip, taco mix and set aside. On large plate, layer refried beans, topped with guacamole dip then sour cream mixture. Next onions, tomatoes, black olives and cheese.

Serve with taco chips.