1 (8 oz.) pkg. Philadelphia brand cream cheese, softened
1/3 c. granulated sugar
1 egg

BREAD:

2 c. flour
1/3 c. granulated sugar
1/3 c. packed brown sugar
1 tsp. baking soda
1/2 tsp. salt
1/2 c. oil
1/2 c. milk
2 eggs
1 tsp. grated lemon peel
1 c. chopped nuts

Combine cream cheese, granulated sugar and egg, mixing until well blended.

Combine dry ingredients. Add combined oil, milk, eggs and peel, mixing just until moistened. Fold in nuts. Spread 1 cup batter into greased 9 x 5-inch loaf pan. Top with cream cheese mixture; cover with remaining batter. Bake at 350 degrees for 1 hour. Cool 10 minutes; remove from pan.

For smaller loaves, substitute two greased 7 1/2 x 3 1/2 inch loaf pans for 9 x 5 inch loaf pan. Bake at 350 degrees for 45 minutes.