24 oz. can refried beans
1 packet taco seasoning mix
Dash of chili powder or Tabasco sauce

Mix the above ingredients and spread in bottom of 9 x 13 inch cake pan.

Layer the following in order given:

8 oz. carton sour cream
8 oz. carton guacamole
Chopped green chili peppers
Diced onions
1 sm. can chopped black olives
1-2 diced fresh tomatoes

Top with 1-2 cups shredded Cheddar cheese. Refrigerate; serve with nacho chips.