1 lb. ground beef
1 med. onion, chopped
1 clove garlic, minced
2 c. water
1 (8 oz.) can tomato sauce
2 tbsp. chili powder
1/4 tsp. oregano
1 (15 oz.) can red kidney beans, drained
8 oz. crushed tortilla chips
1 c. shredded lettuce
1/2 c. shredded cheddar or Monterey Jack cheese
2 med. tomatoes, chopped
1/4 c. sliced green onions
1 (8 oz.) carton sour cream

In skillet, brown beef, onion, and garlic; drain fat.

Stir in water, tomato sauce, chili powder, and oregano. Pour half the mixture into a 13 x 9 x 2 inch baking dish. Top with half the beans and half the chips. Repeat layering.

Cover and bake the hot dish in a 350 degree oven for 30 minutes. Top with remaining ingredients. Makes 8-10 servings.