1 lb. ground beef
1 med. onion, chopped
2 c. water
1 (8 oz.) can tomato sauce
1/4 c. med. salsa
2 tbsp. chili powder
1/4 tsp. dried oregano, crushed
1 (15 oz.) can red kidney beans, drained
1/2 of (1 lb.) pkg. tortilla chips, coarsely crushed
2 c. shredded lettuce
1 c. shredded Cheddar or Monterey Jack
2 med. tomatoes, chopped
1/4 c. sliced green onions
1/4 c. chopped pitted ripe olives
1 (8 oz.) carton sour cream

1. In skillet brown beef and onion; drain fat.

2. Stir in water, tomato sauce, salsa, chili powder and oregano. Pour half the mixture into a 13 x 9 x 2 inch baking dish. Top with half of the beans and half of the tortilla chips. Repeat layering (2 layer).

3. Cover and bake in a 350 degree oven for 30 minutes or until heated through (bubbly).

4. Top with remaining ingredients. Enjoy! Makes 8-10 servings.