2 lbs. hamburger
1 onion, chopped
1 can (30 oz.) refried beans
1 pkg. cheddar cheese, grated
1 pkg. flour tortillas (lg.)
1 sm. can mild chili salsa
Salt and pepper

Fry hamburger and onion; mix in seasonings for a taco mix. Mix in chili salsa and refried beans (add a little water to moisten). In a 9 x 13 inch pan, place 2 tortillas on bottom; then layer beans and meat mixture. Top with cheese. Continue layering, ending with cheese on top. Microwave for 10 to 15 minutes on high or in the oven for 30 minutes at 350 degrees.