2 pkg. cream cheese
1 (8 oz.) sour cream
1 sm. jar chunky taco sauce, medium to hot
1 diced tomato
1 sm. pkg. shredded cheddar cheese
1 sm. pkg. shredded Mozzarella cheese
4 chopped green onions, including tops

Blend first 2 ingredients. Spread in a flat shallow dish (like quiche or pie pan). Spread taco sauce around edges. Top with tomato and the two cheeses. Sprinkle with green onions. Chill a few hours to allow the flavors to blend. Serve with nacho chips.