1 lb. ground beef
1 (16 oz.) can refried beans
1 sm. can diced jalapenos (optional)
1/4 tsp. garlic salt
1 c. shredded Cheddar cheese
Tortilla chips
Shredded lettuce
Chopped tomato
Sour cream & guacamole

Combine ground beef, refried beans, jalapenos and garlic salt in microwave safe casserole dish. Cover and heat on high 10-15 minutes or until hamburger is cooked. Stir every 5 minutes. Spread a layer of tortilla chips on platter. Spoon hamburger mixture onto chips (about 1/2 inch thick) leaving the outside rim of chips uncovered. Top with Cheddar cheese. Microwave 1-2 minutes on high until cheese is bubbly. Top with lettuce, tomato, sour cream and or guacamole as desired.