2 (8 oz.) cream cheese
Grated Cheddar cheese, grated white cheese (or cheese of your choice)
1 jar pizza sauce (or can)

TOPPINGS OF YOUR CHOICE:

Black olives, sliced
Hot peppers
Mushrooms
Pepperoni
Etc.

Place softened cream cheese in bottom of pie dish and pat down until even. Pour pizza sauce over. Cover with grated cheeses. Put on toppings. Bake at 350 degrees until cheese is melted to your desire. Serve hot with tortilla chips. May be baked ahead and microwaved before serving.