1 (17 oz.) can refried beans
1 lb. ground beef with taco mix
1 carton avocado dip mixed together with 1 carton sour cream
1 sm. can diced green chilies
1 can chopped black olives
1 chopped onion
2 chopped fresh tomatoes
Shredded Cheddar cheese

Mix avocado dip and sour cream together. Layer all ingredients in above order. Serve with chips.