1 ready graham cracker crust
1 (8 oz.) pkg. softened cream cheese
1/3 c. sugar
1 c. sour cream (1/2 pt.)
2 tsp. vanilla
1 (8 oz.) container Cool Whip
1 c. mini chocolate chips (6 oz.)

Beat cream cheese until smooth, gradually beat in sugar. Blend in sour cream and vanilla. Fold in Cool Whip, blending well. Stir in chocolate chips. Spoon into crust. Chill until set, at least 4 hours. Garnish with Cool Whip and fruit.