1 (16 oz.) can refried beans
1 env. taco seasoning mix
8 oz. sour cream
1 (4 1/2 oz.) can sliced black olives, drained
1 sm. onion, chopped
1 (2 1/4 oz.) can mild green chilies, chopped
2 c. cheddar cheese, shredded

Mix beans with taco mix and spread in bottom of 9 x 13 inch baking dish. Layer ingredients in order, ending with cheese. Bake at 350 degrees for 20 minutes or until bubbly. Serve with unsalted tortilla chips.