1 (8 oz.) cream cheese
1 (16 oz.) can chili
8 oz. shredded cheddar cheese
Nachos for dipping
Diced olives & (or) onions (optional)

In bottom of shallow 8 or 9 inch pan spread cream cheese. Pour chili over cream cheese and then sprinkle cheddar cheese over chill. Bake for 20 minutes at 400 degrees until cheese on top is melted. Serve with nachos.