1 (8 oz.) tub soft cream cheese
1 sm. can Hormel chili (no beans)
1 pkg. Monterey Jack cheese (sliced or shredded if you can find it)
1 lg. bag nacho chips

In a flat bottom casserole dish layer in order: cream cheese, chili, Monterey Jack cheese.

Cover and heat until the cheese looks melted. You can microwave it about 5 minutes (but watch it) or in a regular oven about 15 minutes. Serve with nacho chips.