1 (8 oz.) box cream cheese
1 (8 oz.) can chili (without beans)
1 (8 oz.) brick Monterey Jack cheese, grated (if preferred you may use cheese with jalapeno peppers)
1 lg. bag nachos

Spread cream cheese on the bottom of a large, flat microwaveable baking dish. Microwave on high until melted. Spread chili over the cream cheese. Microwave 2 minutes (high). Spread grated cheese over mixture and microwave on high until melted and mixture is heated throughout. Serve with large bag of your favorite nachos.