1 lg. can refried beans
1-2 cans whole Ortega chilies
1 block Jack cheese, sliced
1 bag tortilla chips, crushed (optional)

Spread a layer of refried beans on bottom of baking pan. Stuff chilies with slices of cheese. Layer stuffed chilies over beans. Cover with remaining refried beans. Arrange a few slices of cheese on top. Bake at 350 degrees for 30-40 minutes, or until cheese is melted. Sprinkle chips over top and serve.