1 lb. ground beef
1 pkg. taco seasoning
1 (12 oz.) can tomato sauce
1 can refried beans
1 pt. sour cream
2 c. shredded Cheddar cheese

Brown ground beef and drain well. Add taco seasoning, tomato sauce and refried beans. Mix well. Pour into 9 x 13 baking dish. Spread sour cream on top and sprinkle with shredded cheese.

Bake in a 400°F oven until cheese melts and bubbles (15 to 20 minutes). Let stand 5 to 10 minutes before serving. Serve with tortilla chips for dipping.