1 lb. carrots, cut into 1/2-inch slices
2 tbsp. minced onion
3/4 c. mayonnaise
1/3 c. water
1 tbsp. horseradish
1/4 tsp. pepper
1/2 c. dry bread crumbs
2 tbsp. butter, melted
1/2 c. shredded sharp Cheddar cheese

Cook carrots until tender. Place in a 1-quart baking dish; set aside. In a small bowl, combine the next 5 ingredients; mix well. Pour over carrots. Combine bread crumbs and butter; sprinkle on top.

Bake, uncovered, at 350°F for 25 to 30 minutes. Sprinkle with cheese. Return to oven for 2 to 3 minutes or until the cheese melts.