1 pkg. taco seasoning
1 lb. ground beef
1 can refried beans
1 med. tomato
1/2 c. cheese, shredded
1 bag plain or salted tortilla chips
Lettuce
Onions
Peppers
Salsa (optional)

Brown ground beef, add the taco seasoning and 1/4 cup water. Cook until bubbles, turn to low heat and add refried beans. Spread meat and bean mixture onto chips that are layered on a cookie sheet or glass dish. Top with tomato. Cut up lettuce and shredded cheese. Place in microwave or oven until cheese is melted. Suggest dipping in salsa or hot sauce.