8 oz. cream cheese
1 can chili with beans
1 can green chilies
1 sm. onion
1 pkg. Monterey Jack cheese

Soften cream cheese in small casserole dish. (Use microwave.) Flatten over bottom of casserole dish. Spread chili with beans over top. Dice chilies and onion, mix together with grated Monterey Jack cheese. Sprinkle on top of beans. Bake in oven or microwave, until cheese is melted.. Serve with tortilla chips.