3 1/2 c. cold milk
2 pkgs. chocolate pudding and pie filling (instant)
1 baked 9 inch pie shell, baked and cooled

CREAM CHEESE TOPPING:

1 pkg. (3 oz.) cream cheese, softened
1 tbsp. sugar
3 tbsp. milk
2 c. Cool Whip

Prepare pie filling mix as directed on package, using 3 1/2 cups milk. Pour into pie shell. Refrigerate at least one hour.

Meanwhile, prepare topping. Beat cheese with sugar and milk in a bowl until well blended and smooth. Fold in whipped topping. Spread over pie. Garnish with grated chocolate if desired.