1 pkg. taco mix
1 (16 oz.) jar salsa
1 lb. hamburger (browned and drained)
1 (16 oz.) can refried beans
1 (8 oz.) sour cream
1 (8 oz.) shredded cheddar cheese

Brown and drain ground beef. Mix in taco mix, beans, salsa. Simmer 15 minutes. Spread mixture in 2 pie plates. Pour sour cream over the mixture. Top with cheddar cheese. Bake at 350 degrees for 30 minutes. Use nacho chips for dip.