1 c. flour
1/2 c. butter
1/2 c. nuts

Mix together and press in a 9 x 13 inch pan. Bake at 350 degrees for 10 to 12 minutes.

2ND LAYER:

8 oz. cream cheese
1 c. powdered sugar

Cream together. Fold in:

1 c. Cool Whip

Spread on cooled 1st layer.

3RD LAYER:

1 box butterscotch pudding
1 box coconut cream pudding
2 1/2 c. milk

Cook the two puddings together until thick. Cool well - spread on 2nd layer.

4TH LAYER:

Spread on remaining Cool Whip (12 ounce size) on third layer. Top with toasted coconut. Refrigerate.