1 c. sweetened condensed milk
1/3 c. peanut butter
1 c. flour
2 c. oatmeal
1 c. brown sugar
1/2 tsp. baking soda
1/2 tsp. salt
3/4 c. soft butter
1 c. milk chocolate chips

Combine milk and peanut butter, set aside. Combine flour, oatmeal, brown sugar, soda, salt and softened butter. Press 1/2 of mixture in 9 x 13 inch pan. Pour peanut butter and milk mixture over crumb mixture. Sprinkle 1 cup milk chocolate chips on top. Top with remaining crumb mixture. Pat lightly. Bake at 350 degrees for 25 minutes.