1 (15 oz) can refried beans
1 tsp. ground cumin
1 cup picanté sauce
hot pepper sauce
1 tsp. chili powder
1/2 tsp. garlic powder
1 tsp. taco seasoning (optional)
1 tbsp. fresh lemon juice
1/2 cup (2 oz) Monterey Jack or Cheddar cheese, shredded

Combine beans, picanté sauce, chili powder and cumin. Season with hoy pepper sauce to taste. Microwave on high until hot and bubbly, stirring occasionally.

Sprinkle with cheese and serve with tortilla chips.