2 1/2 c. flour
1/2 c. sugar
1/2 c. brown sugar
3 1/2 tsp. baking powder
1 tsp. salt
3 tbsp. oil
1/3 c. milk
1 egg
1 1/2 c. mashed bananas
1/2 c. chopped nuts
1/2 c. chocolate chips

Heat oven to 350 degrees. Grease bottom only of 9"x5 loaf pan. Mix all ingredients, stirring in bananas, nuts, and chips last. Blend well. Pour into pan. Bake 65 to 70 minutes or until wooden pick inserted in center comes out clean. Cool slightly and remove from pan. Cool completely before slicing. NOTE: Will make 2 (4"x8") loaves, bake for 50 to 55 minutes.