1 1/2 lb. ground beef
3 tbsp. flour
2 to 3 tbsp. chili powder
1 tsp. cumin (ground)
1/2 tsp. salt
1/2 tsp. garlic
1 onion, finely chopped (optional)
chopped or sliced jalapeno (optional)
1 large can enchilada sauce
1 small can chopped chili
1 small can black olives
5 to 6 large flour or corn tortillas
1 can refried beans
1 large bag Longhorn or Cheddar cheese, grated

Brown ground beef with onions and drain off oil. Add flour, chili powder, cumin, salt and garlic. Mix well; add water and cook on low heat until thickened. You will need to taste it to make sure you will not need anymore chili powder. It needs to have a taco seasoning taste.

Spread your refried beans on your tortilla, then add meat mixture and roll them up. I use a 12 x 9 casserole dish. Pour your enchilada sauce over your tortilla and add your chili, black olives and jalapeno. Cover with cheese. Cook at 350°F for 15 to 20 minutes or until steaming hot.