1 (14 oz.) can fat-free sweetened condensed milk
1 1/2 c. cold water
1 large (4 serving size) pkg. fat-free sugar-free vanilla instant pudding
1 pt. whipping cream
vanilla wafers (reduced fat)
3 medium bananas

In large bowl, combine condensed milk and water. Add pudding mix; beat well. (Chill 5 minutes.) Whip the cream according to directions and fold into pudding mixture. Spoon 1 cup pudding mixture into 2 1/2-quart glass serving bowl. Top with vanilla wafers, bananas and pudding. Repeat layering twice, ending with pudding. Chill.