1 pkg. (8 oz.) cream cheese
1 can (14 oz.) sweetened condensed milk
1 1/2 c. milk
1 pkg. (6 oz.) instant vanilla pudding mix
1 carton (8 oz.) non-dairy whipped topping
4 bananas, sliced
1 box (12 oz.) vanilla wafers

Cream the cheese until smooth. Stir in sweetened condensed milk and pudding mix. Fold in half of the whipped topping. Layer 1/2 of the pudding, cookies and bananas. Repeat layers. Spread remaining whipped topping. Decorate edges of dish with any remaining cookies. Chill.