1 can refried beans with green chilies
1 small container sour cream
1 packet taco seasoning
1 chopped onion
1 tomato, chopped
8 oz. shredded cheddar cheese

Spread beans over a plate or dish with slightly raised edge. Mix taco seasoning with sour cream until well blended. Spread over beans. Sprinkle with tomatoes, onion and cheese. Serve with nacho chips.