2 lbs. ground beef
2 cans refried beans
1 sm. container sour cream
1 bottle taco sauce
1/2 lb. Cheddar cheese, grated
2 pkgs. taco seasoning

Brown ground beef; drain. add taco seasoning, let cook for 10 minutes. Heat beans until smooth. Place ground beef mixture, then beans, then sour cream and then taco sauce. Top with cheese. Put in oven and heat until cheese melts.