1 (20 oz.) pkg. frozen cauliflower florets
1 (20 oz.) pkg. frozen broccoli florets
4 tbsp. butter
3 tbsp. flour
3 c. milk
6 oz. shredded cheddar cheese
4 oz. grated Parmesan cheese
1/2 tsp. salt
3 c. chopped ham
3 c. fresh bread crumbs, tossed with 4 tbsp. melted butter

Cook cauliflower and broccoli in salted water until slightly underdone. Drain and set aside. Melt 4 tablespoons butter in 1-quart saucepan. Stir in flour and blend well. Gradually add milk, stirring constantly until thickened. Add cheddar, Parmesan, and salt and stir over low heat until cheese melts.