TOPPING:

1/2 c. packed brown sugar
1/4 c. all purpose flour
1/4 c. butter

In a small bowl rub ingredients until crumbly; set aside.

MUFFINS:

1 1/2 c. flour
1/2 c. granulated sugar
3 tsp. baking powder
1/2 tsp. salt
1 egg
1/4 c. milk
1/4 c. cooking oil
3/4 c. shredded apple, peeled or not

In mixing bowl stir flour, sugar, baking powder and salt together. Make well in center. In another bowl beat egg, milk and oil to blend. Stir in apple. Pour in well. Stir until just moistened. Fill muffin tins 3/4 full. Sprinkle with topping. Bake in 400 degree oven for 20 to 25 minutes. Makes 12 muffins.