3 eggs
1 can sweetened condensed milk
3 med. all-purpose apples (2 c.)
1 3/4 c. hot water
1/4 c. butter, melted
1 tsp. cinnamon
1 tsp. vanilla
4 c. (6 oz.) French bread cubes
1/2 c. raisins (optional)

Preheat oven to 350 degrees. Pare, core and finely chop apples. In a large bowl, beat eggs and add milk, apples, water, butter, cinnamon and vanilla. Mix well. Stir in bread and raisins, completely moistening bread. Turn into buttered 9-inch square pan. Bake 1 hour or until knife inserted in center comes out clean.