FIRST LAYER: (Crust)
1 c. flour
1 stick butter
1/2 c. finely chopped nuts (pecans, walnuts, almonds)

Stir together, press into square baking dish. Bake at 350 degrees for 15 minutes (or until browned). Cool completely.

SECOND LAYER:

1 (8 oz.) pkg. cream cheese
1 c. powdered sugar
1 c. Cool Whip

Spread mixture over cooled crust.

THIRD LAYER:

2 sm. boxes instant chocolate pudding
3 c. milk

Pour mixture over cheese mixture in pan. Top with 1 (9 oz.) package Cool Whip. Sprinkle chopped nuts on top. Refrigerate 2 to 3 hours. To change recipe you can use bananas and vanilla pudding.