1 lg. can refried beans with chili peppers

3 med. avocados, mashed with 2 tbsp. lemon juice

Mix 1 cup sour cream, 1/2 cup mayonnaise, and 1 package taco seasoning mix

1 cup chopped green onions

2 cups chopped fresh tomatoes

7 oz. sliced olives

1/2 lb. grated sharp cheddar cheese

Refrigerate at least 1 hour before serving with taco type chips.